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Buyer's Guide

The Buying Process

Buying a home is much more than a financial commitment. It is an emotional experience as well, and you want the process to flow smoothly. Many details need to be taken care of for a home purchase to be completed. Your agent has the experience, expertise and local knowledge to advise you from start to finish. Working closely with everyone involved, your agent will ensure the transaction moves ahead as smoothly as possible. 

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Step 1: Prepare

Many real estate agents can help their clients buy a home. Berkshire Hathaway HomeServices New England, New York, and Hudson Valley Properties sales executives go further—offering guidance, expertise, and meaningful insight into the market. As specialists in their field, they provide the information you need to confidently purchase the right home at the right price.

Tap Into a Wealth of Information

  • Access detailed market statistics for your town through monthly and quarterly reports

  • Sign up for Property Watch Reports to receive email or text alerts for new listings, open houses, and price changes based on your search criteria

  • Request a Neighborhood Report to review activity in a specific area

  • Connect with a mortgage consultant

  • Begin touring available homes that fit your needs

  • Receive expert help to refine your search and identify the right home

  • Learn about the timing of new MLS listings and delays on third-party sites

  • Get valuable data on home values, taxes, utility costs, and more

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Step 2: Search

Your Agent Has Access to Every Property in the Market

Your agent can show you all homes that best match your needs, including:

  • All homes marketed by Berkshire Hathaway HomeServices

  • All properties listed by other brokers through the Multiple Listing Service (MLS)

  • Properties not yet on the open market

  • Homes offered “For Sale By Owner”

To save you time, hassle, and unnecessary duplication, reach out to your designated real estate agent for information on any property you see—even if it appears to be offered by another agent. Your agent can gather important details about homes you come across:

  • On social media or online

  • Through open houses

  • Displaying “For Sale” signs

  • Advertised in newspapers or property guides

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Step 3: Decide on Financing

  • Review the status of your loan pre-approval

  • Once pre-approved, work with your agent and loan officer to explore financing options and determine the mortgage plan that best fits your needs

  • Review estimated out-of-pocket costs to complete the transaction

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Step 4: Determine The Price

  • Your agent can provide a Comparative Market Analysis (CMA) showing comparable properties to help you make the most attractive offer in today’s market

  • Your agent can review and discuss an estimate of costs associated with purchasing your chosen home

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Step 5: Negotiate & Accept

  • Work closely with your agent to submit an initial offer and review all terms

  • Ensure you receive all state and federally required disclosure forms

  • Understand the timeline and importance of meeting inspections and contract deadlines

  • Schedule a home inspection with a certified inspector

  • Address any issues identified in the inspection, including adjustments or renegotiations if needed

  • Once an agreement is reached with the seller, you will have a firm contract to purchase the home

  • Determine the closing date with your agent

Download Our Full Buyer's Guide

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams. 

Connect With Us

Our approach extends beyond mere transactions, aiming to cultivate long-term wealth for our clients through strategic and insightful real estate solutions. By prioritizing personalization, we forge lasting relationships that stand as a testament to our dedication to client success.

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